Shandel Financial herein referred to as “Shandel” is committed to protecting your privacy. These Privacy  Policy herein referred to as “Privacy” outline the rules and regulations for the use of Shandel Site, located  at ShandelFinancial.com herein referred to as “Site”. 

By accessing this Site, We assume You accept these Privacy. Do not continue to use the Site if you do not  agree to all of the Privacy stated on this page. 

The following terminology applies to these Privacy Disclaimer Notice and all other Agreements: "Client",  "You" and "Your" refers to you, the person login to this Site and compliant to the Company’s Terms and  Conditions herein referred to as “Terms”. "The Company", "Ourselves", "We", "Our" and "Us", refers to  our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All your secure  information is securely protected. Outside of Our network We will not sell, trade or rent Your information  to a third party without Your permission. We may send You offers through email or otherwise which We  feel it would be helpful to Your eating experience. You may at any time request to no longer receive  offerings at which time; You will be removed from our list. Shandel does not control; the privacy policy,  the content, legitimacy, accuracy and/or quality of any information of third parties who work with Us at  which time You are advised to use diligence and review third party privacy statement. Shandel will not be  held liable under any condition or circumstances for any content, information or any other materials that  You may find offensive, indecent, unlawful, obscene, lewd or objectionable from third parties or affiliate  websites that You might encounter during Your visit to the Site. 

At Shandel, accessible from the Site, one of Our main priorities is the privacy of Our visitors. This  Privacy document contains types of information that is collected and recorded by the Site and how We  use it. 

This Privacy applies only to Our online activities and is valid for visitors to Our Site with regards to the  information that they shared and/or collect in the Site. This policy is not applicable to any information  collected offline or via channels other than this Site. 

Consent 

By using Our Site, You hereby consent to Our Privacy and agree to its terms. 

Information we collect 

The personal information that You are asked to provide, and the reasons why You are asked to provide it,  will be made clear to You at the point We ask You to provide Your personal information. 

If You contact Us directly, We may receive additional information about You such as Your name, email  address, phone number, the contents of the message and/or attachments You may send Us, and any other  information You may choose to provide. 

When You register for an Account, We may ask for Your contact information, including items such as  name, company name, address, email address, and telephone number. 

How we use Your information 

We use the information We collect in various ways, including to: 

• Provide, operate, and maintain Our Site

• Improve, personalize, and expand Our Site 

• Understand and analyze how You use Our Site 

• Develop new products, services, features, and functionality 

• Communicate with You, either directly or through one of Our partners, including for customer  service, to provide You with updates and other information relating to the Site, and for marketing  and promotional purposes 

• Send You emails 

• Discover and prevent fraud 

Log Files 

The Site follows a standard procedure of using log files. These files log visitors when they visit websites.  All hosting companies do this and a part of hosting services' analytics. The information collected by log  files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time  stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information  that is personally identifiable. The purpose of the information is for analyzing trends, administering the  Site, tracking users' movement on the Site, and gathering demographic information. 

Advertising Partners Privacy Policies 

You may consult third parties directly to find the Privacy Policy for each of the advertising partners of the  Site. 

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are  used in their respective advertisements and links that appear on the Site, which are sent directly to users'  browser. They automatically receive Your IP address when this occurs. These technologies are used to  measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that  You see on websites that you visit. 

Note that the Site has no access to or control over these cookies that are used by third-party advertisers. 

Third Party Privacy Policies 

The Site's Privacy does not apply to other advertisers or websites. Thus, We are advising You to consult  the respective Privacy Policies of these third-party and servers for more detailed information. It may  include their practices and instructions about how to opt-out of certain options. 

You can choose to disable cookies through Your individual browser options. To know more detailed  information about cookie management with specific web browsers, it can be found at the browsers'  respective websites. 

CCPA Privacy Rights (Do Not Sell My Personal Information) 

Under the CCPA, among other rights, California consumers have the right to: 

Request that a business that collects a consumer's personal data disclose the categories and specific pieces  of personal data that a business has collected about consumers. 

Request that a business delete any personal data about the consumer that a business has collected. Request that a business that sells a consumer's personal data, not sell the consumer's personal data.

If You make a request, We have one month to respond to You. If You would like to exercise any of these  rights, please contact Us. 

GDPR Data Protection Rights 

We would like to make sure You are fully aware of all of Your data protection rights. Every user is  entitled to the following: 

The right to access – You have the right to request copies of Your personal data. We may charge you a  small fee for this service. 

The right to rectification – You have the right to request that We correct any information You believe is  inaccurate. You also have the right to request that We complete the information You believe is  incomplete. 

The right to erasure – You have the right to request that We erase your personal data, under certain  conditions. 

The right to restrict processing – You have the right to request that we restrict the processing of your  personal data, under certain conditions. 

The right to object to processing – You have the right to object to Our processing of Your personal data,  under certain conditions. 

The right to data portability – You have the right to request that We transfer the data that We have  collected to another organization, or directly to You, under certain conditions. 

If You make a request, We have one month to respond to You. If You would like to exercise any of these  rights, please contact Us. 

Children's Information 

Another part of Our priority is adding protection for children while using the internet. We encourage  parents and guardians to observe, participate in, and/or monitor and guide their online activity. 

The Site does not knowingly collect any Personal Identifiable Information from children under the age of  13. If You think that Your child provided this kind of information on our Site, We strongly encourage  You to contact Us immediately and We will do Our best efforts to promptly remove such information  from Our records. 

Cookies and pixel tags 

A cookie is a small data file that is stored by Your web browser on Your computer. Cookies enable You  to place an order on Our Site. They also allow Us to improve your online shopping experience. We use  cookies to remember the information You submit on various form on Our Site and recognize You when  You come back. We also use pixel tags. They are tiny graphic images that tell Us what part of Our Site  

You have visited. It also enables Us to send You an email in a format You can read and let Us know when  You have opened an email message from Us. Cookies and pixel tags will help Us in marketing Our  services and products better for Our customers and visitors.  

Security, SSL Secure Server 

Our server allows Us to use an SSL (Secure Socket Layer) secure server with 256-bit encryption so that 

We can protect Your confidential data passed between the browser and the server. SSL encrypts  information while it is transmitted, thus preventing unauthorized users from accessing phone numbers,  addresses, or other confidential information. This is very important when We are gathering information  from Our visitors through email or any other forms. The form data will be encrypted when Our visitors,  customers submit it, thus adding an extra layer of protection. The SSL feature is transparent to Our  visitors. No action is required from You, and You will never see the encryption because it works in the  background during transmission. Our server maintains the most up to date firewall's, anti-virus software  and updates Our data constantly.  

Sharing Information 

Shandel does not share any of Your private information with anyone. However, third party advertisements  that are advertising on Our Site have their own privacy policy which Our customers and visitors should  refer to. Shandel does not control the third party's privacy policy.  

Changes to Privacy Policy 

Shandel may change or alter this policy at any time. It is Your responsibility to verify any information  contained in the Site before relying on it.  

Employee and Contractors Access to Information 

Shandel protects and respects Your personal information. We will provide a limited access to that  information to Our employees who might need to use Your information to provide services or products  that You have requested in order to comply with Your requirements. Accessing Your information is only  possible after employee log in and ID check to Our secure administrative Site maintained by Shandel.  

Questions or Comments 

If You have any questions or comments about this Privacy, please feel free to contact Our security  compliance personnel at ATM@ShandelFinancial.com